What type of funding is needed to pay for treatment?
KidsPeace works with a variety of funding sources including public funding, Medicaid (if contracted with a particular state) and commercial insurance. Public funding is provided from a variety of sources. County agencies such as Children and Youth, Social Services, School District and Probation Offices can serve as a public funding source for placement. These agencies will typically have to review the case and initiate the referral process.
Medicaid is provided by the state to individuals who qualify. To learn if you qualify for Medicaid contact your local social services agency.
COMMERCIAL OR PRIVATE INSURANCE:
I have commercial insurance, how will I know if it covers residential treatment?
The best way to determine if your commercial insurance covers residential treatment is to have KidsPeace research the plan benefits directly with the insurance carrier. Have your insurance card available when contracting the KidsPeace Residential Admission Staff about your child. KidsPeace will research your benefits within a few business days and contact you about how to proceed.
How much does my insurance cover for residential treatment?
The amount of coverage is determined by your health care benefit. It will vary from policy to policy. Your insurance company will need to authorize the placement. This authorization will be determined prior to admission based upon information that is exchanged between your child’s current physician and the insurance company. This is called medical necessity. Once admitted to KidsPeace, our clinical staff will conduct periodic reviews with the insurance carrier to establish the continued need for treatment.
How do I know if my child meets medical necessity?
Medical necessity is determined on an individual basis by your insurance carrier and your child’s current treatment provider. Medical necessity is not determined by KidsPeace staff prior to admission. However, some guidelines to follow for medical necessity may include the following:
Hospital Admission Criteria: Within the last 48 hours,
- Your child has been thinking about committing suicide or has plans to commit suicide.
- Your child has attempted suicide.
- Your child has had thoughts to commit homicide or to cause significant harm/injury to another.
- Your child has attempted to kill or cause significant injury to others.
- Your child has exhibited behaviors that pose a significant risk of significant injury or death to themselves or others.
Residential Admission Criteria:
- Your child has a DSM V Diagnosis which reflects their symptoms and behaviors precipitating the request for residential.
- As a result of the DSM V diagnosis, your child has persistent difficulties functioning in the home, school and community.
- Your child may have required multiple psychiatric hospitalizations and symptoms persist.
- Your child has utilized lower treatment levels of care (such as outpatient, partial hospitalization, BHRS and/or Family Based Services) without successfully treating their symptoms.
- Your child’s current treating psychiatrist and clinician agree that residential care is medically necessary.